Signing Appointment…

Below is a list of items you will need before your appointment to sign your closing documents.

Cashier's Check

Get a cashier's check or certified check issued by a Nevada financial institution made payable to the title company you are using, in the amount indicated by your escrow officer.

Identification

There are several acceptable forms of identification which may be used during the escrow process.  These include:

* A current driver's license

* A state issued ID

* A passport

* A green card

(Some lenders may require a copy of your Social Security Card at the time of closing.)

Lender's Requirements

Make sure you have satisifed your lender's requirements before going to the Title Company to sign your documents.

Fire & Hazard Insurance

When you are buying a single family, detached home (in some cases a town home), be sure to order your insurance before the loan has been approved.  YOu must have the insurance in place before the lender sends the money to the title company.

After the Signing is complete

After you have signed all the necessary instructions and documents, the escrow officer will return them to the lender for final review.  Following the review, which usually occurs within a day or two, the lender is ready to fund the loan and advises the escrow officer, so that the necessary work can be completed to record the documents and "close" the escrow.

An Escrow Closing Is...

A legal transfer of title to the property from the seller to the buyer and is the culmination of the transaction.  Once the Grant Deed and the Deed of Trust are recorded, this completes the transaction and signifies the "close of escrow."  When the escrow office receives confirmation of funding, funds are disbursed.